Evaluation of Beck Depression Inventory Essay Example | Topics and Well Written Essays - 1750 words

Assessment of Beck Depression Inventory - Essay Example The unwavering quality and legitimacy of the test was demonstrated to be exceptionally solid with dependability coefficients extending from .77 to .89 in various investigations and a solid relationship with scores of other regular instrument. The apparatus was likewise demonstrated to be significant over a few settings from clinical, through directing to explore purposes lastly, the quality and shortcoming of the instrument were thought of. The Beck Depression Inventory is a mental test that is generally recognize and acknowledged. The test was first made by Beck and his associates during the 1960s; be that as it may, from that point forward the dependability and legitimacy of the instrument have been inspected in a few dialects among a few populaces and the general proficiency of the test as an instrument for estimating subjective qualities has been broadly settled. The Beck Depression Inventory comes in survey structure that takes into consideration self assessment dependent on a point grade arrangement of the inquiries contained in the poll. Arnault, Saint, Shinji Sakamoto, Aiko Moriwaki (2006) reports that an investigation has been completed with a Japanese populace that approved the utilization of the instrument, Chellappa and Arajo 2006 additionally detailed an approval of a Portuguese form of the test among a Brazilian example, while Carano et al. (2006) likewise detailed a stock taking and assessment of the Psychometric properties of the test following a quarter century did by Beck et al (1988) Clearly, Beck Depression Inventory has experienced genuine and a few trial of legitimacy, unwavering quality and effectiveness, and as a rule, the estimation of the instrument in estimating burdensome manifestations have been soundly settled. Reason, Design and Format of Beck Depression Inventory In the commonest cases, and maybe, as the name of the instrument recommends; Beck Depression Inventory is an instrument that is utilized for taking 'stock' of the burdensome propensities as well as burdensome manifestations in an example populace. It is once in a while utilized related to other mental tests to assess different types of psychological qualities, for example, Zywiak et al (2006) utilized BDI as an instrument to anticipate negative influence backslides in men experiencing formal treatment for liquor addiction. Be that as it may, as a rule, Beck Depression Inventory is planned for estimating the seriousness of wretchedness in a populace. The inquiries of the instrument are so planned as to assess the patients' self report of exercises, temperaments and practices for indications of misery side effects and the seriousness of the manifestations, if present. In such manner, the instrument contains twenty one things that centers significantly around the psychological side effects of misery. Every things in the instrument is evaluated on a four-point Likert-type scale with scores going from 0 - 3. The entirety of the purposes of the considerable number of things in the instrument shows the BDI score of the customer, which is likewise a sign of the nearness or something else, and the seriousness of wretchedness in the customer. The all out conceivable score of the instrument is 84. A BDI score of somewhere in the range of 0 and 9 is viewed as absence of, or insignificant melancholy, absolute BDI scores of 10 - 18 means that mellow sadness, while a complete BDI score of 19 - 29 means that moderate despondency, any score over 29 is an indicati

The Multitasking Generation an Article by Claudia Wallis Essay

Despite the fact that there are some beneficial outcomes, the unfavorable effect of innovation on training has been exceptional. The innovation network has endeavored to bring helpful innovation into our study halls, all with well meaning goals to widen our insight. With these well meaning goals additionally came about undesirable symptoms, for example, interruption and disturbance in the study hall. I can plainly recollect huge numbers of my educators hollering at us to put our mobile phones, iPods, and iTouch telephones away particularly during talk and tests. The shouting was not without worthy motivation, understudies cheated with their gadgets alongside refreshing their Facebook pages during class as well. Despite the fact that being presented to advances like PCs since the beginning may have enabled us to do things all the more productively, innovation has likewise made us less subject to ourselves. Claudia Wallis, editorial manager for Time, in her article makes known in The Multitasking Generation, â€Å"That level of multiprocessing and relational network is currently so ordinary that it’s simple to overlook how rapidly it occurred. Fifteen years prior, most home PCs weren’t even connected to the Internet† (63). There are numerous things that understudies can do on their PC that their folks aren't even mindful of or that the guardians couldn’t do themselves. My folks consistently recount how glancing through the library’s card inventory and scanning for the books they required distinctly to discover that they have been taken out. PCs have permitted us to do numerous things quicker for instance, compose a lot quicker than a typewriter or pen and pa per and right composing blunders without beginning once again. The PCs and innovation we presently have makes it simpler to nearly anything and with innovation so effectively readily available it o... ... there is no uncertainty that it will be utilized as an instructive device and similarly as there are concerns now, there will be concerns at that point. I accept that in the next years physical study halls will be a relic of times gone by, with virtual study halls turning into the standard. With these virtual homerooms there will be considerably more reason for concern, and in the event that they do turn into the standard who recognizes what different wellsprings of interruptions there will be. There will consistently be innovation as long as there are individuals whether for better or for more awful and their advances will consistently be discussed. Innovation, for example, PCs, iPads, and mobile phones ought to be utilized unassumingly in the study hall. Utilizing innovation for everything during our day by day lives hampers our own freedom. To remain sharp disapproved in the homeroom, individuals need to depend more on them and less on the innovation that commands their life today.

I? Gr?d School W?rth th? C??t

I? Gr?d School W?rth th? C??t Fir?t of ?ll, it d???nd? ?n wh? is ??king. S???ndl?, I am n?t ?x??tl? ?ur? h?w t? ?ut the second ?n?, but here is a f??tâ€"? lot ?f successful people didn’t ?v?n m?k? it through th?ir und?rgr?du?t? program.S?, i? grad school w?rth th? ???t? All I’v? g?t right n?w i? “th?t’? a really nice ?u??ti?n”. In thi? ?rti?l?, we ?r? going t? br??k it down and in th? ?nd, you would be able to determine if it’s worth it to you.Frankly speaking, it all depends on the individual and his or her goals in life.L?T’? ?T?RT FR?M TH? T??Th? cost of graduate ??h??l“PhD m?d? m? ???r?r, with?ut m?n??, but ri?h?r in thoughts”. Lailah Gifty Akit?Th? d??i?i?n to g? t? graduate ??h??l i? u?u?ll? an ?x??n?iv? one, ?nd m??t ?tud?nt? ?r? willing to borrow l?rg? sums of m?n?? f?r ?n ?dv?n??d d?gr??.According to ?n in?ugur?l report on H?w America P??? f?r Graduate S?h??l, th? m?j?rit? of gr?d ?tud?nt? ??? ?n ?dv?n??d d?gr?? i? the n?w minimum ?t?nd?rd ?du??ti?n level f?r ?n? ?r?f???i?n.On top ?f t hat, the survey f?und th?t ?nl? 12 percent ?f graduate ?tud?nt? b???d their ?nr?lm?nt d??i?i?n on ???t â€" ?r??tig? ?nd ?th?r f??t?r? were m?r? important.Th? v??t m?j?rit? ?f th?m ?r? willing to b?rr?w t? ??? for gr?d school. They see graduate school as ?n investment in th?ir futur?.Many masters ?nd doctoral degree programs ?r? ???tl?. F?r in?t?n??, ?n ?ngin??ring grad ?tud?nt ?t Stanford Univ?r?it? in C?lif?rni? ??n ??? m?r? than $50,000 a year for the 2017-2018 ?ti?k?r price; multi?l? th?t tuiti?n by two years ?nd the full ?ubli?h?d ???t i? m?r? th?n $100,000. But ?x??rt? say m?n? gr?du?t? students ?r? willing t? pay a h?ft? ?ri?? tag for a boost in salary.In f??t, 53 percent ?f graduate students in the How America P??? f?r Graduate School” survey ??id th?? were using ?tud?nt l??n? â€" federal ?r ?riv?t? â€" t? ??? for th?ir advanced di?l?m??.Tuiti?n and f??? ??n translate int? high student d?bt th?t could take l?ng?r to pay ?ff than ??u think. But ?n the other hand, it could ?i ?ld a well-paying j?b th?t m?k?? th? inv??tm?nt w?rth it.Which j?b? are worth th?t investment? T? help ?n?w?r th?t ?u??ti?n, l??n ??m??ri??n site Finder.com looked at th? highest-paying j?b? th?t r??uir? a ?r?f???i?n?l d?gr?? ?nd ??l?ul?t?d whi?h leave individuals with the gr??t??t in??m?, after education costs ?nd ?tud?nt loan r????m?nt.To ??m?il? the report, Find?r.??m ?h??? th? professions th?t made LinkedIns 2017 high??t-???ing jobs li?t. R????r?h?r? ??l?ul?t?d the ?v?r?g? ?m?unt it would ???t a professional t? pay f?r th? ?du??ti?n ?????i?t?d with th? j?b, ?? well as how mu?h it w?uld cost t? ??? ?ff their ?tud?nt loans.They u??d ?v?r?g? tuiti?n costs ?nd a t??i??l ?tud?nt l??n repayment t?rm of 10 years, with ?n interest rate ?f 3.76 percent f?r an und?rgr?du?t? d?gr??, and 4.53 ??r??nt for a graduate d?gr??.T? d?t?rmin? whi?h ?r?f???i?n has th? b??t v?lu?, they u??d LinkedIns ??l?r? d?t? ?nd multi?li?d it ?v?r 10 ???r?, the ??m? time it would t?k? t? ??? ?ff all ???t? ?????i? t?d with the d?gr??.They th?n subtracted th? total costs ?f ???ing ?ff th? student l??n.Th?? f?und ?ut that some j?b? really did w?rth th? extra ?du??ti?n ???t.In f??t th? t?? 9 j?b? r??ll? make a compelling argument as to th? w?rthwhil?n??? of ???tgr?du?t? education.Qu??ti?n? ??u must ??k yourself b?f?r? going t? gr?du?t? ??h??lWhy d? I want t? go?Y?u n??d t? h?v? an honest ??nv?r??ti?n with ??ur??lf. Our ?dvi??? Start a j?urn?l, if ??u h?v?n’t ?lr??d?.Some patterns t? l??k for in ??ur thinking ?r writing ?b?ut wh? you w?nt t? g?? If ??u k??? ??ming b??k t? the id?? of n?t b?ing r??d? to enter th? workforce, then ??u ?h?uld ?nt?r th? workforce.Putting it ?ff b? g?ing t? gr?du?t? ??h??l isn’t g?ing t? h?l? ??u. Not w?nting t? get a j?b i? not a g??d r????n t? inv??t in a graduate degreeâ€"because wh?n you graduate, ??u’ll b? right b??k in th? ??m? ?l???.If th?r?’? something ??u want t? ?x?l?r? m?r?, ?r a ??rt?in kind ?f j?b ??u w?nt th?t r??uir?? ?n ?dv?n??d d?gr??, then you ?h?uld ?ur?u? that thinking b? looking at gr?du?t? school ??ti?n?. If ??ur desired ??r??r r??uir?? ?n ?dv?n??d d?gr?? lik? a master’s ?r PhD, gr?du?t? ??h??l i? a g??d direction.D? I need a d?gr???Advanced d?gr??? ?r? in?r???ingl? vi?w?d ?? im??rt?nt t? getting j?b? ?nd ?dv?n?ing, ?v?n in tr?diti?n?ll? m?d??tl? paying ??r??r? such ?? libr?r? ??i?n?? and career counselling.In ??m? fi?ld?, th? ?du??ti?n goals f?r li??n?ur? ?r? racketing up du? t? th? evolution in ?kill? r??uir?d. Adv?n??d ?r??ti?? nur??? n?w h?v? j?b d???ri?ti?n? th?t in?lud? m?n? ?f the t??k? that u??d t? b? done ?nl? b? ?n???th??i?l?gi?t? or ?th?r d??t?r?, and theres b??n a ?u?h t? r?i?? th? ?ntr? b?r from a  m??t?r? t? a doctor ?f nur?ing ?r??ti?? degree.The credential creep m?? ???m lik? an ?rbitr?r? m???ur? t? screen ?ut job candidates, but ??m? employers r?g?rd th?t masters ?? a measure ?f ??ft ?kill? â€" lik? grit, d?t?rmin?ti?n and persistence.M?r? than 38,000 ????l? earned gr?du?t? ??rtifi??t??, th? f??t?? t-gr?wing ??gm?nt of higher education, in 2015. G??rg? Washington Univ?r?it?? 87 graduate certificate programs include h??lth ??r? ??r??r?t? ??m?li?n?? ?nd museum ??ll??ti?n? management and ??r?. If ??ur? interested in ??ftw?r? d?v?l??m?nt, a coding boot camp might ???n u? new j?b ????rtuniti??.And it? ??rt?inl? not a g??d id?? t? opt for a ?ri??? d?gr?? n?w if more school is ju?t a w?? ?f ?v?iding a tough j?b m?rk?t.Wh?t will it ???t?The tab m?? not b? ?? burdensome as you think. Many ?f u? h?v? in ?ur h??d? the ?ti?k?r ?ri?? of $30,000 t? $40,000 per ???r f?r und?rgr?du?t? ?du??ti?n.S? we ???, OK, it? tw? ???r? f?r a graduate degree, so it? going t? ???t m? $70,000 or $80,000 or more. And whil? th?r? are ??rt?inl? ?r?gr?m? ?t th?t price point, th?r? are m?n? programs wh?r? you ??n g?t the entire graduate degree for between $20,000 and $40,000.A wid?ning array ?f ??rt-tim? ??ti?n? and ?nlin? programs both ?ff?r fl?xibilit? ?nd ??n limit th? need to t?k? on d?bt. One-third ?f all gr ?du?t? ?du??ti?n in th? U.S. t?d?? i? via ?nlin? education ?r bl?nd?d learning.It ?h?uldnt b? hard t? find a ?r?gr?m th?t w?rk? f?r ??ur ??h?dul? ?nd ??ur price ??int.A program’s effect ?n ??ur walletC?n?id?r not just th? imm?di?t? but l?ng-t?rm fin?n?i?l im?li??ti?n? ?f graduate ??h??l. Y?u may be giving u? a steady ??l?r? or t?king ?ut additional l??n? to ??v?r th? cost ?f living in ?dditi?n t? tuiti?n. B?f?r? und?rt?king ?u?h a ??mmitm?nt, ask th??? ?u??ti?n? to ?n?ur? ??u’r? minimizing fin?n?i?l l???.What t???? of scholarship opportunities ?xi?t?Th? ?dmi??i?n or fin?n?i?l ?id ?ffi?? ?t ??ur ?r?????tiv? in?tituti?n ?h?uld have inf?rm?ti?n on scholarship ?nd grant opportunities readily ?v?il?bl?. They m?? h?v? information ?n scholarships based on m?rit, field ?f study, student ?t?tu?, ?ultur?l b??kgr?und, ?r ?th?r factors. Don’t b? ?fr?id t? m?k? a ??ll ?r ??h?dul? a ?it-d?wn m??ting with your ??h??l’? fin?n?i?l ??rvi??? ?ffi?? t? find out what t??? ?f funding opportunitie s ?r? available.If you d?n’t find what ??u’r? looking for at ??ur institution, th?r? are literally billi?n? ?f d?ll?r? available to cover tuiti?n ?nd living expenses thr?ugh ?riv?t? ?r f?und?ti?n?l ??h?l?r?hi??. While ??m??titi?n f?r scholarships ??n b? t?ugh, it ???? t? f?mili?riz? ??ur??lf with thi? inf?rm?ti?n f?r in ?dv?n?? ?nd ???l? for as m?n? as ??u ?u?lif? f?r.Wh?t is th? m?di?n income of ?tud?nt? fr??h out of th? ?r?gr?m?Gr?du?t? ??h??l? ?h?uld h?v? ?v?r?g? ?r m?di?n ??l?ri?? f?r r???nt gr?d?. If thi? d?t? i? n?t ?v?il?bl? through th? school w?b?it? or admission ?ffi??, ??u m?? b? ?bl? t? ?h??k in with r???nt graduates ?b?ut their ?x??ri?n?? or speak with a recruiter or hiring manager in ??ur field. Will your ??t?nti?l ???t-d?gr?? ??l?r? increase significantly within a f?w ???r?, or will the ???t? outweigh th? possible fin?n?i?l g?in?? If it’? th? l?tt?r, ??u may w?nt to consider lower-tier ??h??l? willing to provide more funding ?r j?in a part-time ?r?gr?m ?? you can w?rk t? ?ff??t the ???t?.C?n I ?ff?rd t? attend graduate ??h??l?The ???t ?f gr?du?t? school v?ri?? ?ignifi??ntl? among di??i?lin?? and programs. You will in?ur b?th upfront ???t? (i.?. tuition and cost-of-living), as w?ll ?? hidd?n ???t? (lik? l??t income ?nd d?l???d entry t? the ??l?r? ladder).N?t all gr?du?t? schools offer full fin?n?i?l support, so you m?? need t? ?ur?u? ?ut?id? ??h?l?r?hi?? ?r r?l? ?n l??n?.Ag?in, consider ??ur ??r??r goals ?nd whi?h d?gr?? you will truly n??d. Su????? Jane ?nd Joseph begin graduate school at the ??m? tim?. Joseph ??rn? a Master’s degree in two ???r?, and he ?t?rt? a job ?t $60,000/year. Jane, m??nwhil?, ??rn? a PhD. Sh? lands a j?b ?ft?r ?ix ???r?, at a ??l?r? of $80,000/???r.Joseph ???nt $100,000 ?n tuition ?nd living expenses for the tw? ???r? he w?? in ??h??l, but th?n h? b?g?n ??rning m?n??. J?n? paid n? tuiti?n, ?nd ?h? even ??rn?d $20,000/???r ?? a t???hing assistant. 10 ???r? after Jane ?nd Joseph b?g?n school, J????h will have a n?t income ?f roughly $380,000 ($60,000 x ?ight years â€" $100,000 in school expenses).J?n?, m??nwhil?, has earned $320,000 (f?ur ???r? ?f w?rk ?t $80,000, ???uming her ?ti??nd ??n??l? out her living ?x??n???). M??nwhil?, Justine opted ?g?in?t gr?du?t? ??h??l, ?t?rting ?ut ?t $30,000/year. Ev?n when ???uming n? raises in 10 years, Justine will h?v? ??rn?d $300,000 â€" comparable to J?n? with h?r PhD. Wh?n ??u f??t?r in th? effect of r?i??? and student l??n interest, this scenario becomes tri?ki?r, but the ??int i? th?t no ?h?i?? i? ?? ?bvi?u? as it fir?t ???m?.This m?? ??und discouraging, but there ?r? f?nt??ti? job opportunities f?r ?tud?nt? wh? ?tt?nd gr?du?t? ??h??l.H?w?v?r, they are n?t guaranteed.The trick is to d? your r????r?h â€" find out if the ??th you imagine genuinely ?xi?t?, ?nd if you ??n ?ff?rd it â€" before you b?gin th? application process.GRAD SCHOOL CAN BE WORTH IT IF YOU PICK WISELYTh?r? i? a sharp ??ntr??t between h?w graduate ??h??l ?tud?nt? ?nd undergraduate ?tud? nt? ???r???h ???ing f?r th?ir education.Whil? ??r?nt? t??i??ll? ??? the bulk ?f tuiti?n for b??h?l?r’? degrees, those pursuing advanced d?gr??? ?r? l?rg?l? l?ft t? their ?wn d?vi???. As a result, gr?d ?tud?nt? need to m?k? ??r?ful d??i?i?n? about the r?turn ?n inv??tm?nt f?r th?ir ???tl? d?gr???.Gr?du?t? ?tud?nt? ?r? f??ting m?r? th?n h?lf of th?ir ?du??ti?n bill? with l??n? in their ?wn n?m??, according t? th? How Am?ri?? P??? f?r Gr?du?t? School report fr?m ?tud?nt loan l?nd?r S?lli? M??.The r???rt ??ll?d ???t-????nd?r? ?tud?nt? ?n how th?? ??? f?r ??h??ling. The ?tud? found th?t ju?t 15 ??r??nt ?f th?ir educational funding ??m?? from gr?nt? ?nd ??h?l?r?hi??. A quarter ?f th? ?v?r?g? $24,812 ??r-???r tuiti?n bill comes dir??tl? fr?m student ??rning?, and h?rdl? ?n? comes fr?m family ??ntributi?n?, ????rding t? th? ?tud?.F?r th??? ?tud?nt?, th? ???t? ??n b? ?n?rm?u?, ?????i?ll? f?r l?w ?nd m?di??l ?r?gr?m?, but the rewards ??n b? ju?t ?? big. Alm??t 60 ??r??nt ?x???t t? make $20, 000 m?r? a ???r th?n th?? w?uld h?v? without a d?gr??, ????rding to S?lli? Mae report.Su????? depends on wh?th?r th? ?tud?nt? pick a program ?nd ?ur?u? a career th?t will pay ?ff for th?m in the ?nd.How your ?r?gr?m will ??tu?ll? help your j?bY?u might be ?ur?ri??d b? th? number of people who ???l? t? gr?du?t? programs f?r r????n? ?f convenience (“I ??n’t get a j?b right now”) or ??nfu?i?n (“I’m not ?ur? wh?t I w?nt t? d?”). B?f?r? m?king any d??i?i?n?, ?t?? t? reflect ?n wh?th?r earning a graduate d?gr?? will ?r?vid? a ??n?r?t? benefit to ??ur career or ??r??n?l lif?. Here are ??m? additional questions to consider.Wh?t is the m???ur?m?nt ?f ?u????? with thi? degree?H?w d? m??t d?gr?? ??ndid?t?? ?nd faculty m?mb?r? in your ?r?????tiv? ?r?gr?m m???ur? ??r??r ?u?????? Is it th? ??m? w?? ??u d?? If ??ur ?v?ntu?l g??l i? t? b???m? a ??ll?g? ?r?f????r, ?ur?uing a d??t?r?t? i? a good inv??tm?nt, ?? Ph.D. ?urri?ul? ?r? g??r?d toward helping th??? who w?nt t? w?rk in ???d?mi?. B ut if ??u wish t? b? a legal writ?r, earning ?n M.A. in Engli?h may n?t n??????ril? b? the b??t use ?f ??ur tim? ??m??r?d t?, ???, a ??rtifi??t? ?r?gr?m in that fi?ld. If th? m?j?rit? ?f th??? wh? gr?du?t? with your intended d?gr?? ?r? striving t? d? ??m?thing diff?r?nt th?n ??u ?r?, it may b? w?rth r?-?v?lu?ting ??ur ?h?i?? ?f ?r?gr?m.What i? the competition like?It’s im??rt?nt t? kn?w who ?nd what ??u’r? u? against ?r?f???i?n?ll?. If ??ur goal i? t? t?k? ?n a management position in a growing ??m??n?, ?n M.B.A. will probably h?l? you beat ?ut other ??ndid?t?? and w?uld thu? b? a g??d inv??tm?nt. However, ??m? fi?ld? prioritize ?x??ri?n?? ?v?r ?du??ti?n, ?? ??rning a d?gr??â€"wh?n ??u ??uld b? learning in th? r??l w?rldâ€"might ??tu?ll? hurt ??ur ??r??r ?r?????t? in the long run. S???k with r??ruit?r? ?r ?rr?ng? inf?rm?ti?n?l interviews with businesses th?t interest you to ??k their ??ini?n on wh?t trul? makes a ??ndid?t? ?t?nd out and whether a graduate d?gr?? i? n??????r?.What does r????r?h look like in ??ur fi?ld?Many students ?nr?l in graduate ?r?gr?m? with th? int?nt of ??ntributing knowledge t? th?ir field through a th??i? or dissertation or even ki?king ?ff a career in r????r?h. H?w?v?r, it’s important t? ??n?id?r th? ?urr?nt outlook ?f research in ??ur fi?ld ?nd h?w your program fits int? it b?f?r? committing.It is a di???ur?ging f??t th?t f?d?r?l funding f?r b??i? research, which normally makes u? the bulk of research funding univ?r?iti?? receive, h?? b??n steadily declining ?in?? 2010. Unless r????r?h?r? ??n ?ff??tiv?l? plead their ???? in th? h?ll? ?f C?ngr??? (whi?h, fr?nkl?, h??n’t g?n? well ?? far), competition f?r gr?nt? will lik?l? r?m?in ?xtr?m?l? high. St?rt investigating h?w ??ur ??h??l ??n b??t support your research int?r??t? in th? l?ng run: Are th?r? administrators ?v?il?bl? to help n?vig?t? the endless m?z? ?f rul?? ??rt?ining t? gr?nt applications? Are th?r? f??ult? m?mb?r? ?lr??d? d?ing r????r?h in ??ur ?r?? of interest, and wo uld th?? be ???n to hiring graduate ???i?t?nt?? Talking with ???n??r?d funding administrators or f??ult? ?t ??ur prospective institution will give ??u ?n id?? ?f h?w much school m?n?? i? ?v?il?bl?, what type of ?u???rt ???t?m students r???iv? wh?n ??m??ting f?r f?d?r?l gr?nt?, ?nd wh?th?r faculty m?mb?r? who r???iv? sponsored funds w?uld b? willing to ??ll?b?r?t? ?r help you ???k independent ????rtuniti??.SummaryWh?n youre weighing the ???t ?f g?ing b??k to gr?d ??h??l after a f?w ???r? of w?rk, d?nt think ?b?ut what youll b? ??rning ?n?? ??u gr?du?t?. Think ?b?ut what youll b? ??rning for the n?xt fiv? to ten years.B? sure that you h?v? a v?r? ?tri?t ?l?n, Im doing thi? to maximize not what I make wh?n I gr?du?t?, but Im d?ing this ?t 35 so ?t 45 Im h???r-???iti?n?d to b? m???iv?l? ?u?????ful ?nd t?k? ?dv?nt?g? ?f th? next 10 years.The ??ri?d ?f ages 35 to 50, f?r most people, ?r? ??ur peak ??rning ???r?, ?? wh?t?v?r I ??n d? in m? 30s ?r?und ??h??l, I want th?t t? m?x th??? ???k ? ?rning ???r?. I d?nt w?nt to b? ?? ??n??rn?d with what I ??n g?t at 36, but that wh?t Im d?ing during ??h??l i? g?ing t? m?ximiz? th??? ???k earning ???r? f?r m?.Data ??m?il?d b? P??S??l? suggests that m??t people will never ??rn m?r? th?n th?? d? in their 40?, their ???k earning ???r?. College-educated m?n? ??rning? peak ?t an average ?g? of 48, while womens ??rning? ???k ?t 39. (P??S??l? ?ttribut?? th? di???rit? t? j?b ?h?i?? ?nd family r????n?ibiliti??.) B? th?ir 40s, m??t ????l? have completed th?ir ?du??ti?n, secured some ?r?m?ti?n? and raises, and ??rn?d accordant paychecks.A lot ?f ????l? do m?n?? gr?b? in th?ir 30?, but d?nt think ?b?ut th? future, ?b?ut th? point at whi?h their income ???k?. With ?tud?nt l??n? ?nd what it? ???ting, I want to b? ?ur? th?t Iv? g?t a v?r? g??d ?l?n ?r?und wh? Im g?ing, I want t? be ?ur? th?t Im picking the right school f?r wh?t I want t? d?, not ju?t th?t Im g?ing t? th? local b??t university b???u?? its wh?t I can ?wing. If thats n?t r??ll? g ?ing t? enhance ??ur hum?n ???it?l f?r ?x??tl? wh?t ??u want to d?, ??u might ju?t be bl?wing $100,000.Thi? ???t ??tim?t? ??und? outlandish but i?nt off-base. Th? bill f?r school can b? ?t???, whi?h i? wh? its so im??rt?nt th?t it? ?ff??t b? future earnings. At th? Wharton S?h??l, for in?t?n??, tuiti?n ?nd f??? ???t $73,634 ?nnu?ll?â€" but gr?du?t?? ??rn ?n ?v?r?g? salary ?f ?b?ut $155,000. At Harvard Bu?in??? School, annual tuiti?n and fees are $75,353â€" ?nd the ?v?r?g? ?t?rting salary for graduates i? about $154,000.JOBS THAT REQUIRE A GRADUATE DEGREEChi?f Ex??utiv? Offi??rAv?r?g? S?l?r?: $173,350 (but with in??ntiv?? ?nd b?nu???, ??m??n??ti?n ??n r???h th? millions)Th? CEO’? j?b is to l??d th? ??m??n?. CEOs ?r? ?ft?n directly involved in initiating ?nd driving the ??m??n?’? m??t significant initi?tiv??. B???u?? of this l??d?r?hi? r?l? within th? company, th? CEO is n?rm?ll? th? high??t ??id ???iti?n in bu?in???.Edu??ti?n: Many CEO? h?v? ?dv?n??d d?gr??? in th?ir fi?ld of ??? ?i?lt?, and most h?v? ?t l???t an MBA.Earning a M??t?r’? in Business Admini?tr?ti?n, ?r MBA, i? the b??t ?du??ti?n?l ?t?? ?n? can take t?w?rd? b???ming th? CEO of a ??m??n?. Th? larger ?nd m?r? ?r?fit?bl? th? company, th? more a CEO may m?k?. In the largest ??m??ni?? ?n the ?l?n?t, lik? Facebook, CEO? m?? ??rn ?? mu?h ?? f?ur million in a ?ingl? ???r. A CEO i? th? k?? decision maker f?r a ??m??n?, and th?? plan ?tr?t?gi?? for th? l?ng ?nd ?h?rt t?rm future whil? m?n?ging m?n? ?????t? ?f d?il? ???r?ti?n?.C?rtifi?d R?gi?t?r?d Nur?? An???th?ti?tAv?r?g? Salary: $151,139Wh?t th?? d?: C?rtifi?d r?gi?t?r?d nur?? ?n???th?ti?t? (CRNA?) ?dmini?t?r anaesthesia t? ??ti?nt? before and after ?urgi??l, di?gn??ti?, th?r???uti?, ?nd obstetrical ?r???dur??. Th?? ?l?? ?r?vid? ??in m?n?g?m?nt ?nd emergency ??rvi???, including ?irw?? m?n?g?m?nt. CRNA? also ?v?r??? th? h??lth of patients ???t-?urg?r?. Th??’r? ?n ?dv?n??d ?r??ti?? r?gi?t?r?d nurse.CRNA? can w?rk independently. Th?ir practice v?ri?? by ?t?t?. Th?? ?r?vid? ?n???th?ti?? t? patients in ?v?r? practice ??tting and f?r ?v?r? t??? ?f surgery ?r ?r???dur?. Th??’r? th? only anaesthesia-providers in m??t rur?l h???it?l?.CRNA? n??d a b??h?l?r’? degree in nur?ing, ?r ?th?r appropriate b??h?l?r’? d?gr??, and ?t l???t a m??t?r’? d?gr?? fr?m ?n ???r?dit?d nur?? ?n???th??i? ?du??ti?n?l ?r?gr?m. Th? ?r?gr?m? take 24 t? 36 months to ??m?l?t?, ?nd r??uir? a ?urr?nt registered nur??’? li??n??. CRNA? h?v? to ???? a national ??rtifi??ti?n ?x?min?ti?n ?nd h?v? ?t least ?n? ???r ?f w?rk ?x??ri?n?? in ?n ??ut?-??r? nursing setting, such as a ?urgi??l int?n?iv?-??r? unit ?r a m?di??l intensive-care unit.Clini??l TherapistsAverage S?l?r?: $150,000Priv?t? practice ?lini??l th?r??i?t? often run th?ir bu?in????? out ?f home ?ffi???, ?nd independently practice th?r???uti? t??hni?u?? to treat th?ir ?li?nt?. To ?nt?r int? such private ?r??ti??, ?n? h?? to fir?t earn a bachelor’s ?nd then ?ur?u? a m??t?r’? degree (2 years) in ?lini? ?l th?r???. It i? ??mm?n f?r th?r??i?t? t? then ?ur?u? a d??t?r?t? in ?lini??l th?r??? (2 years) b???u?? the success ?f ?riv?t? ?r??ti?? hing?? ?n the ????l?d?? ?nd r????rt of th? ?r??titi?n?r.Thi? ind???nd?n?? i? b?th a w??kn??? ?nd ?tr?ngth ?f this ??r??r path. It ?ll?w? th? individu?l t? ??lf-m?rk?t, establish self-made h?ur?, ?nd ??t th? fee for ??rvi??? ?ff?r?d, whi?h ?r??t?? high-?nd ??l?ri?? r???rt?d t? r?ng? most ??mm?nl? from 150,000 t? 200,000 ?nnu?ll?.Architectural and Engin??ring M?n?g?rAverage S?l?r?: $125,900Ar?hit??tur?l ?nd ?ngin??ring m?n?g?r? use th?ir kn?wl?dg? ?f ?r?hit??tur? ?r engineering to oversee a variety of ??tiviti??. They m?? dir??t ?nd coordinate ?r?du?ti?n, ???r?ti?n?, ?u?lit? ???ur?n??, t??ting, ?r m?int?n?n?? ?t manufacturing ?it??, industrial plants, engineering ??rvi??? firm?, ?nd r????r?h-?nd-d?v?l??m?nt l?b?r?t?ri??.Architectural ?nd engineering m?n?g?r? are r????n?ibl? f?r d?v?l??ing the ?v?r?ll ??n???t ?f a new ?r?du?t ?r f?r ??lving t??hni??l ?r?bl?m? preventing th? ??m?l?ti?n ?f a project. T? accomplish th?ir aim, th?? must d?t?rmin? technical g??l? ?nd produce d?t?il?d plans.Fin?n?i?l ManagerAv?r?g? Salary: $116,970Fin?n?i?l M?n?g?r? oversee the fin?n?i?l workings ?f a company. Titl?? can in?lud? CFO, C?ntr?ll?r, ?nd VP ?f Fin?n??.Th??? individuals ?r? r????n?ibl? for most, if n?t ?ll ?r??? ?f finance in?luding ???r?ll, forecasting, investment, banking, insurance, ???uriti?? and ?ll other fin?n?i?l ?????t? ?f a giv?n branch, office or department ?f th?ir ??r??r?ti?n.Indu?tri?l-Org?niz?ti?n?l P???h?l?gi?tAv?r?g? Salary: $114,040Indu?tri?l-Org?niz?ti?n?l Psychologists ?r? hum?n efficiency experts wh? ????i?liz? in w?rking with companies ?nd corporations t? k??? ?m?l????? efficient, healthy, ?nd w?rking h?rd. Th? m?j?rit? of industrial-organizational psychologists ?nt?r th?ir careers with a m??t?r’? in I/O ????h?l?g?, but ??l?ri?? in?r???? ?ub?t?nti?ll? with doctoral ?du??ti?n.Th? indu?tr? for thi? ??r??r is one ?f th? m??t ?t?bl? ?nd ?x??nding on thi? list. Companies around the world ?r? d?di??ting time ?nd m?n?? t? m?king th?ir employees m?r? ?ffi?i?nt and h???i?r, ?nd ?r? hiring I/O psychologists right out ?f ??h??l t? make thi? happen. And, ?? the number of j?b ????rtuniti?? in this fi?ld in?r?????, so d? th? m??n ?nnu?l ??l?ri??.Computer ?nd Information R????r?h ScientistAv?r?g? Salary: $103,000C?m?ut?r ??i?nti?t? develop n?w t??hn?l?gi??, systems ?nd ??m?ut?r-b???d ??luti?n?. A? theorists, designers ?r inventors, they d?v?l?? solutions in a variety ?f ??nt?xt?, ??rti?ul?rl? ?t computer hardware ?nd software companies.C?m?ut?r ??i?nti?t?, also called ??m?ut?r ?nd inf?rm?ti?n scientists, ??n work f?r g?v?rnm?nt agencies and ?riv?t? ??ftw?r? ?ubli?h?r?, ?ngin??ring firms ?r ???d?mi? institutions. Bu?in????? ?nd government ?g?n?i?? u?u?ll? ?m?l?? th??? scientists t? develop new ?r?du?t? or ??lv? ??m?uting ?r?bl?m?.C?m?ut?r ??i?nti?t? ?m?l???d b? academic institutions ?r? typically inv?lv?d in mo re th??r?ti??l explorations ?f computing i??u??, ?ft?n u?ing experimentation ?nd m?d?lling in th?ir r????r?h.Nu?l??r Engin??rAv?r?g? S?l?r?: $100,350Nu?l??r ?ngin??r? d??ign build, ?nd ???r?t? or ??f?l? d???mmi??i?n nuclear ??w?r f??iliti?? (?l???? wh?r? r?di?ti?n is u??d). Th?? ?l?? work with nu?l??r ?r??ul?i?n of ??????r?ft, ?hi??, or ?ubm?rin??, ?nd the m?n? m?di??l u??? of radiation.A nu?l??r engineer w?rk? with ?t?mi? ??rti?l??, ??rh??? t? ??f?l? dispose ?f nu?l??r w??t?, h?l? ?h??i?i?t? study the basic ?tru?tur? ?f the universe, build weapons, or develop n?w w??? ?f diagnosing diseases. N?b?d? ?h?uld ju?t fool ?r?und with nuk??, ?? ??u u?u?ll? n??d ?t least a M??t?r’? d?gr??.B???u?? nuclear i? ?ft?n ??ntr?v?r?i?l, ??m? career ????rtuniti?? m?? d???nd on the ??liti??l climate, ?? ??ur??? in ???i?l sciences ?r? worth considering.Th?? may h?l? you und?r?t?nd ??nundrum? ?u?h ?? this: M?n? ????l? who f??r nu?l??r energy sources for th?ir home will accept r?di?ti?n f?r th?ir b?di? ? if th?? n??d ??n??r treatment.Human Resources Senior OfficerAv?r?g? S?l?r?: $99,200A hum?n r???ur??? official oversees the HR department ?f ??m??ni?? ?nd i? r????n?ibl? f?r th? ??tiviti?? th?t t?k? ?l??? th?r?. Av?r?g? ??l?ri?? for thi? ?r?f???i?n ?r? around ninety six th?u??nd dollars. Th??’ll supervise HR workers whil? ensuring th?t all ?????t? ?f th? d???rtm?nt run ?m??thl?. This u?u?ll? involves a large numb?r ?f diff?r?nt r????n?ibiliti?? related dir??tl? t? hum?n r???ur???.Things lik? benefits ?dmini?tr?ti?n, ?m?l???? compensation, ??rf?rm?n?? reviews, di??i?lin?r? ??ti?n, ??id time off m?n?g?m?nt, hiring and t?rmin?ti?n, and m?r? ?r? included in the fi?ld. Th?? ?l?? t?k? time t? d?v?l?? new bu?in??? ?tr?t?gi?? based ?n HR m?d?l? th?t ??n b? ???li?d t? im?r?v? ?r?du?tivit? ?nd boost a ??m??n?’? b?tt?m lin?.Cardiovascular P?rfu?i?ni?tAv?r?g? S?l?r?: $93,500Cardiovascular ??rfu?i?ni?t? m?int?in h??rt ?nd lung function during ???n-h??rt operations, vascular ?urg?r?, and ?rt h????di? ?nd ?th?r medical procedures.During ?urg?r?, a ??rdi?v???ul?r ??rfu?i?ni?t operates b????? machines ?nd ?th?r ??ui?m?nt th?t t?m??r?ril? controls a ??ti?nt’? ?ir?ul?ti?n ?nd r???ir?t?r? fun?ti?n.Th??? in th? ?r?f???i?n are r??uir?d t? graduate fr?m ?n accredited ?r?gr?m whi?h m?? t?k? from ?n? t? four ???r? t? complete. S?m? employers r??uir? a bachelor’s d?gr??.Typically, ???li??nt? ?r? r??uir?d to ??m?l?t? a wid? array of ??ll?g?-l?v?l ??i?n?? and m?th ??ur??? b?f?r? enrolling in a program.Nur?? Pr??titi?n?rAv?r?g? S?l?r?: $90,770Nur?? ?r??titi?n?r? ??rv? as primary- and ????i?lt?-??r? ?r?vid?r?. Nur?? ?r??titi?n?r? ?r?vid? diagnosis, treatments, and consultations. Th?? ?du??t? ??ti?nt? r?g?rding ?r?v?ntiv? ??r? ?nd th?ir ?r???rib?d tr??tm?nt?. S?m? nur?? ?r??titi?n?r? ??rv? ?? a ??ti?nt’? primary h??lth??r? ?r?vid?r.Th?? ??n work ind???nd?ntl? or ?? ??rt of a treatment t??m. S?m? nur?? ?r??titi?n?r? prescribe m?di??ti?n?.A???rding t? th? American Nurses A????i?ti?n , about 60 t? 80 percent of ?rim?r? ?nd preventive ??r? ??n be performed b? nurse ?r??titi?n?r?.Th??’r? in?r???ingl? ?ttr??tiv? t? h??lth??r? ?m?l???r? because they ??n ?r?vid? a l?t ?f th? h??lth??r? typically provided b? ?h??i?i?n? and th?? r???iv? l??? pay.H?r? ?r? some of th? most ??mm?n ????i?lti??:F?mil? ?r??ti??W?m?n’? healthAdult ?r??ti??A?ut? carePaediatricsGeriatricsNur?? ?r??titi?n?r? need ?t l???t a M??t?r of Science in Nur?ing (MSN) d?gr??. Th? ?r?gr?m u?u?ll? t?k?? two to three ???r? t? complete. A??li??nt? to ?n MSN program are required t? h?v? a ?ri?r B??h?l?r ?f S?i?n?? in Nur?ing (BSN) ?r B??h?l?r’? D?gr?? in Nursing (BDN) d?gr??.This i? one ?f th? fastest growing t???? ?f m?di??l and health ??rvi?? m?n?g?r? in the country. A? a hospital ?dmini?tr?t?r, you will m?n?g? ?nd direct th? m?di??l ??rvi??? f?r ??ur h???it?l, department ?r ?lini??l ?rg?niz?ti?n.Hospital ?dmini?tr?t?r? w?rk t? b???t th? ?ffi?i?n?? ?nd ?u?lit? in delivering all types ?f h??lth ??r? ??r vi??? in their ?rg?niz?ti?n. Y?u ?l?? may ?r?vid? ?u??rvi?i?n ?f assistant ?dmini?tr?t?r? in a h???it?l th?t is big ?n?ugh t? need th?m.School CounsellorAv?r?g? S?l?r?: $53,000Y?u kn?w ?ll ?b?ut ??h??l ??un??l?r?. They work with ?tud?nt? in ?l?m?nt?r?, middl? ?nd high ??h??l? t? ?r?m?t? m?nt?l health and well-being. Th?? may ?l?? help ?tud?nt? with ??rt?in ???i?l ?nd d?v?l??m?nt?l n??d? receive ?r???r educational care. P?r?nt?, th? ?r???, ?dmini?tr?t?r? ?nd th? general public ?ft?n w?nd?r ju?t what school ??un??ll?r? do ?n a d?il? basis.G?n? are th? days ?f ??h??l counsellors ?itting in th?ir office simply handing ?ut ??ll?g? applications, m?king ??h?dul? ?h?ng?? f?r ?tud?nt? wh? want t? dr?? a ?l??? ?r m??ting with the troublemakers in the ??h??l. T?d??, th?? help ?ll ?tud?nt? in th? ?r??? of ???d?mi? ??hi?v?m?nt, ??r??n?l/???i?l development ?nd ??r??r d?v?l??m?nt, ?n?uring today’s ?tud?nt? b???m? th? productive, w?ll-?dju?t?d adults ?f tomorrow.A ??uti?n?r? w?rd: hiring m?? be l imited, du? t? ?l?w gr?wthâ€"?r d??lin?â€"in school funding from ?t?t? and l???l governments.HOW DO YOU KNOW WHEN GRAD SCHOOL IS RIGHT FOR YOUWhen ??u h?v? financial helpAb?ut 60 ??r??nt of employers provide tuiti?n ???i?t?n?? f?r w?rk?r? wh? attend grad ??h??l. Tuiti?n r?imbur??m?nt reduces turn?v?r and increases ?r?du?tivit?.Tuiti?n ???i?t?n?? programs vary with ???h ?m?l???r, ju?t lik? 401k m?t?hing programs. Companies can ??? f?r as mu?h as ?n entire degree or ?? little as ?n? ?l??? a ??m??t?r.Ask ??ur HR department if they ?ff?r a tuition program ?nd wh?t ??u need to qualify. E??h firm h?? th?ir ?wn eligibility r??uir?m?nt?, which will usually include a minimum ?m?unt ?f h?ur? w?rk?d. S?m? ??k th?t you get a degree in a fi?ld r?l?t?d t? ??ur current j?b. M? ?ld employer ?ff?r?d tuition r?imbur??m?nt t? ?m?l????? who h?d a 3.0 GPA or higher.You should ?l?? ???l? f?r scholarships, grants and fin?n?i?l ?id. Y?u might qualify for a full rid? d???nding on ??ur ??l?r?.When th?r?’? a gu?r?nt??d r?i??Some j?b? ?ut?m?ti??ll? provide salary increases t? ?m?l????? wh? ??rn a graduate degree. F?r ?x?m?l?, many teachers go back t? ??h??l because th?? ??n g?t a higher ??l?r? with a M??t?r’? d?gr??.On ?v?r?g?, t???h?r? with a M??t?r’? can ??rn $7,000 m?r? th?n those ?nl? with ?n undergraduate education. S?m? ??h??l di?tri?t? ?l?? offer stipends or gr?nt? t? h?l? fund a t???h?r’? education. Thi? is u?u?ll? ?nl? typical with uni?niz?d ???iti?n?, so ??k ??ur b??? if ?n ?dv?n??d d?gr?? will g?t ??u a raise.HOW DO YOU KNOW WHEN GRAD SCHOOL IS A BAD IDEA FOR YOUWhen it’? ?n ?x??n?iv? decisionFollowing ??ur dreams is a noble g??l, but n?t at th? ?x??n?? of your fin?n?i?l futur?. Grad ??h??l costs b?tw??n $30,000 ?nd $40,000 a year on average, d???nding ?n wh?t kind of univ?r?it? you ?h????.Sin?? th? ?v?r?g? ?urr?nt und?rgr?du?t? has m?r? th?n $30,000 in student l??n?, g?ing b??k t? ??h??l ??n lead to d?ubl? th? d?bt load.Wh?n it’? not n??????r? for ??ur ??r??rJ?urn ?li?t? f?r ?x?m?l?? d?n’t get better jobs b???u?? th??’r? educated. Th?? g?t b?tt?r ????rtuniti?? because th??’v? ?r?v?n th?ir w?rk in th? fi?ld b? breaking stories, winning ?w?rd? ?nd ?r?viding ??lid ??nt?nt t? their readers.While ??m? graduate ??h??l? ?r?vid? ?tud?nt? with lots of valuable n?tw?rking ????rtuniti??, th??’r? ?ft?n not necessary t? furth?r your ??r??r.WHAT TO DO INSTEADIf ??u ?r?n’t ?ur? if gr?d ??h??l i? right for ??u, there ?r? ?th?r ??ti?n? ??u can ?x?l?r?.Find an int?rn?hi?G?tting work ?x??ri?n?? can b? a d???nt substitute f?r gr?d school, ?????i?ll? ?in?? it doesn’t ???t ?n?thing. If possible, l??k for a ??id int?rn?hi? ?? you w?n’t rely on ?r?dit ??rd? t? ??? your way.Look for alternative ????rtuniti??Y?u don’t h?v? t? g? t? grad ??h??l in ?rd?r t? get an ?du??ti?n. For ?x?m?l?, ??ftw?r? companies often offer 10-week b??t??m?? th?t t???h aspiring d?v?l???r? the l?t??t ??ftw?r? l?ngu?g?.Th? b??t??m? is free in ?x?h?ng? for ?tud?nt? ?gr??ing to a lower ??l?r? f?r at least two ???r?. Thi? t??? ?f apprenticeship gets ??u in th? w?rkf?r?? faster th?n gr?d ??h??l and for l??? m?n??.W?b?it?? lik? Ud?m? ?nd G?n?r?l A???mbl? ?l?? ?ff?r ?ff?rd?bl? online ?l????? that can giv? ??u a head start ?n wh?t?v?r ??u’r? int?r??t?d in.St?rt doing wh?t ??u’r? passionate ?b?utSince I’ve been freelance writing f?r a ??u?l? ???r? now, I often get ?u??ti?n? fr?m ?th?r people on h?w th?? ??n g?t started. I always tell th?m to ju?t ?t?rt writing.If ??u w?nt to b? a writ?r, write. If ??u want t? be a ??d?r, code. Obvi?u?l? you’ll need to expand your kn?wl?dg? at some ??int, but diving h??dfir?t int? ?n activity i? ?lw??? th? best w?? t? figur? ?ut ju?t what ??u n??d t? l??rn.So m?n? jobs d?n’t require a grad d?gr?? to prove ??u’r? ????bl?. If ??u w?nt to b? a w?dding ?h?t?gr??h?r ?nd d?n’t h?v? any experience, t?ll everyone ??u kn?w ??u want t? b? a w?dding photographer. Be willing to ?h??t your fir?t ??u?l? weddings for fr??.Post ??ur availability ?n Cr?ig?li?t, create a website ?n S?u?r?????? and ?t?rt a Facebook page. On?? ??u have a few weddings und?r your b?lt, ??u can ?t?rt ?h?rging. Y?u can use thi? strategy with writing, gr??hi? d??ign, b?king ?nd more.FREQUENTLY ASKED QUESTIONS (FAQs)Can I get the ??m? job with?ut a m??t?r’? d?gr???It i? ?lw??? a good id?? to d? ??ur research about th? ??r??r ??th you h?v? ?h???n. If ??u h?v? a B??h?l?r of Art? in P???h?l?g?, th?r? i? v?r? littl? you can do in th? field without a Master’s degree ?r D??t?r?t?.F?r example, if ??ur int?r??t is w?rking with females wh? struggle with ??ting di??rd?r?, it i? highl? n??????r? th?t you ??ntinu? ??ur education. With?ut th? ??m?l?ti?n ?f a M??t?r’?, ??u w?uld not b? ?bl? to ?ur?u? th?t dream j?b.H?w will the d?gr?? improve m? ??r??r?If ??u’v? ?lr??d? spent ??m? tim? in the j?b m?rk?t ?nd you’re g?tting the ?dv?n??d d?gr?? t? improve ??ur ?r?????t?, th?n ??u’r? ?r?b?bl? in th? right ?l???.M?k? ?ur? that the ?dv?n??d degr ee will g?t you wh?r? ??u w?nt to b? b? talking with ??ur current ?m?l???r ?nd even your und?rgr?du?t? career ?ffi??. Most h?v? ?lumni ??rvi??? for ??r??r counselling ?nd have people wh? are h???? t? h?l? you ??rt thr?ugh th? ??r??r b?n?fit? ?f a gr?du?t? d?gr??.If ??u’r? ?b?ut to gr?du?t? with a b??h?l?r’? d?gr??, ?nd you are un?ur? if a graduate degree will help ??ur career ??th, then ??u ?h?uld d?finit?l? t?lk with ??ur univ?r?it? or college ??r??r ?l???m?nt ?ffi?? ?nd your advisor.What will my ??r??r path b? ?n?? I earn m? gr?du?t? d?gr???Wh?t ??r??r(?) will ??ur ??t?nti?l gr?du?t? d?gr?? qualify ??u f?r? In some fi?ld?, ?u?h ?? nur?ing, your career ??th may b? relatively clear. Oth?r subjects â€" lik? history â€" m?? not l?nd th?m??lv?? t? the ??m? ?l?rit?. B?f?r? you b?gin ???l?ing t? graduate ??h??l?, do your r????r?h, ?nd ensure th?t th? programs ??u are ??n?id?ring will truly l??d ??u t? ??ur int?nd?d ??r??r.Y?u can ????m?li?h thi? goal b? ????king t? th? ?r?gr?m direct or at ???h ??h??l, as well as to f?rm?r ?tud?nt?. You ??n ?l?? u?? LinkedIn ?r a professional ?????i?ti?n in ??ur fi?ld t? connect with individu?l? wh? ?urr?ntl? h?ld ??ur dr??m j?b. If th?? ?r? willing t? ????k with ??u, ask them wh?t th?? wi?h they h?d kn?wn before starting gr?du?t? ??h??l. Y?u ??n also ask f?r ?dvi?? ?n th? ?r??ti??l ?????t? ?f th? fi?ld.If ??u ?l?n t? b???m? a ?r?f????r, n?t? th?t th?r? is a v??t disparity b?tw??n th? number ?f PhDs ?w?rd?d and the numb?r ?f ?r?f????r?hi?? available. Thi? pattern holds tru? f?r many ?ubj??t?. N?ti?nwid?, m?r? th?n 100,000 PhDs w?r? granted t? ?tud?nt? b?tw??n 2005 ?nd 2009. During that same tim? ???n, ?nl? 16,000 n?w professors were hired.Th? unf?rtun?t? truth i? that many colleges ?nd univ?r?iti?? are in?r???ingl? hiring ?djun?t? (?r low-cost, ??rt-tim? in?tru?t?r? who g?n?r?ll? r???iv? n? b?n?fit?) instead of professors.A h?ndful ?f lu?k? n?w graduates will h?v? th? id??l ??mbin?ti?n ?f exciting r????r?h, ??rf??t timing, and g r??t ??nn??ti?n? t? land a t?nur?-tr??k position, but i? th?t a ri?k you are willing to take?Wh?t ??r??nt ?f graduates ?nd up in th?ir ?h???n fi?ld within six months of gr?du?ti?n?Thi? i? a ?u??ti?n f?r the admission officers, ?tud?nt ?dvi??r?, or f??ult? members ?t ??ur ?r?????tiv? school.Ar? n?w gr?d? ??n?i?t?ntl? finding jobs in th?ir field soon after gr?du?ti?n, or ?r? they f?r??d t? take ?n ?th?r positions to earn a paycheck?Of ??ur??, this can v?r? b???d on fi?ld and ?r?gr?m; however, it ???? t? ????k with your school ?b?ut thi?, ?????i?ll? if ??u ?x???t t? ?t?rt in ??ur fi?ld just ?ft?r ??u complete ??ur ?tudi??.H?w will I pay f?r it?Thi? is the $25,000 ?u??ti?n, lit?r?ll?. Pr?b?bl? m?r?. Th? k?? h?r? is t? und?r?t?nd how mu?h d?bt ??u’r? willing to take on, ?nd h?w ??u plan t? pay it back. Your fir?t ?t?? i? t? understand your l??n ?nd fin?n?i?l aid ??ti?n?. If ??u n??d help, ??kâ€"??u ?h?uld n?v?r f??l like you d?n’t understand th? ?m?unt of m?n?? ??u’r? b?rr?wing.B?f ?r? ??u ?gr?? t? ?n?thing, make sure ??u have at least tw? ?l?n? f?r paying b??k any l??n?â€"thi? includes your timeline, t??. Y?u can g?t help d?t?rmining your m?nthl? ???m?nt? by u?ing loan calculatorsâ€"but even m?r? ?ff??tiv? is t? w?rk with a fin?n?i?l ?l?nn?r fr?m th? financial ?id ?ffi??.B?tt?m lin?: ??u need to ??n?lud? th?t the ?m?unt ?f d?bt and loan repayment i? w?rth it. If it’s n?t, r???n?id?r ??ur plans.Will a degree boost ??ur ??rning ??t?nti?l?B??id?? obvious fields lik? l?w ?nd medicine, career ??th? in science, technology, ?ngin??ring ?nd m?th â€" the STEM fields â€" ?? w?ll ?? bu?in??? and h??lth ??r? t?nd to g?t the bigg??t fin?n?i?l boost from a masters ?r d??t?r?t?.G??rg?t?wn d?t? show that in ?ngin??ring, f?r in?t?n??, a b??h?l?r? d?gr?? r?turn? $83,000 a ???r ?n ?v?r?g? whil? a masters pays $120,000; a doctorate ???? $150,000. P???l? with a m??t?r? d?gr?? in education r???iv? about $23,000 m?r? th?n those with a b??h?l?r?. And ????i?l education in?tru?t?r? with th? ?xtr? ?r?d?nti?l will see only ?b?ut $6,200 m?r?.A g??d g?ug? is th? Bureau ?f Labor St?ti?ti?? O??u??ti?n?l Outl??k Handbook. It ?r?vid?? an ?v?rvi?w ?n hundr?d? ?f jobs, ?x?l?ining d?il? job t??k?, ?du??ti?n, tr?ining and ?r?j??t?d salary.St??h?n Mangum, d??n of th? H??l?m C?ll?g? ?f Bu?in??? at th? University of Tennesseeâ€"Knoxville, ?um? up the k?? f??t?r? in th? v?lu? ??l?ul?ti?n: ??ur lik?l? ??rning? ?tr??m if ??u d? n?t pursue ?n ?dv?n??d d?gr?? versus ??ur ??rning? ?tr??m if ??u d? obtain ?n?, th? direct costs of th? additional ?du??ti?n ?nd th? ??rning? ??ull forgo while in ??h??l.If th? b?tt?m line f?v?r? gr?du?t? ??h??l, he says, then go f?r it.How Mu?h Does Gr?du?t? S?h??l Cost?A???rding t? FinAid.org, th? ?v?r?g? cost ?f master’s d?gr?? for students i? between $30,000 ?nd $120,000. Th? ???t v?ri?? depending ?n the univ?r?it? ?nd the m??t?r’? program it??lf.Th? ???t varies b? program ?? well. The average ???t ?f an MBA, for ?x?m?l?, i? $40,000. At m??t univ ?r?iti??, thi? i? what m??t?r’? d?gr?? gr?du?t?? will ???. S?m? in?tituti?n? h?v? programs f?r l???, ?nd MBA ?r?gr?m? ?t H?rv?rd or Stanford ??uld ???t in ?x???? of $120,000.Whi?h d? I ?h????? In-St?t?, Out-of-State, Onlin?, ?r On-C?m?u?H?w much a master’s degree will cost i? dependent on wh?r? ??u will take th? ??ur???. If ??u are l??king at a ?ubli? univ?r?it?, especially if paying in-?t?t? tuition, th? ???t will be l??? than ???ing ?ut-?f-?t?t? tuiti?n, going t? a ?riv?t? university, or both.F?r ?x?m?l?, th? ???t ?f full-tim? gr?du?t? tuition, ?t nin? ?r more credit h?ur?, ??r ???r at th? University of Michigan f?r ?ngin??ring ?tud?nt? i? $10,957 whil? ?ut of ?t?t? ?tud?nt? will ??? $20,616 ??r ???r, ?nd di?t?n?? l??rning students will ??? $1,244 f?r fir?t hour ?f ??ur??? in-state ?nd $1,372 per first h?ur f?r ?ut ?f state students with a ?light decrease in ???t f?r every hour after th?t.How mu?h d??? ?n ?nlin? master’s d?gr?? cost? An ?nlin? master’s d?gr?? program ??uld be l??? ?x??n?iv?. This is true for ??m? online m??t?r’? ?r?gr?m?, but r????r?h int? ???h institution and th? ???t of th?ir ?r?gr?m ?h?uld b? ??ndu?t?d in order t? determine th? ???t comparison.R?turn ?n InvestmentA???rding t? th? Census Bur??u, in the Unit?d States, graduates with a master’s degree t??i??ll? ??rn ?b?ut 15 percent high?r ?v?r?ll lifetime income, whi?h works ?ut to be ?b?ut $8,000 a ???r more, th?n th??? with bachelor’s degrees.In m??t ?????, master’s d?gr?? gr?du?t?? ??rn m?r? per ???r th?n ??rn?r? in the same field with only a bachelor’s d?gr??. C?r??rBuild?r r???rt? th?t ??m?ut?r ?r?gr?mm?r? ??rn $72,515 with a m??t?r’? degree and $50,985 with only a b??h?l?r’? d?gr??.S?, h?w much does a m??t?r’? degree cost? H?w much a student will ??? for a m??t?r’? degree v?ri?? b? program, d?liv?r? m?th?d, and in?tituti?n.Ov?r?ll, gr?du?t?? ?f master’s ?r?gr?m? will ??rn a high?r salary, and in many ?????, a master’s d?gr?? can ???n u? m?r? ????rtuniti?? in th? workforce.To answer the question: Is grad school worth the cost? You have to think about what you want out of it. For some, it is worth every penny, while it would be a waste of time and money for some others. It all boils down to preference. What do you want out of it? And that would answer the question. Remember to be smart about it.“Im w?rri?d I will leave grad ??h??l ?nd n? l?ng?r b? ?bl? to speak Engli?h. I kn?w thi? w?m?n in gr?d ??h??l, a fri?nd of a friend, ?nd just li?t?ning t? h?r t?lk i? scary. Th? semiotic di?l?ti?? ?f int?rt?xtu?l m?d?rnit?. Which m?k?? no ??n?? ?t all. Sometimes I f??l th?t th?? live in a ??r?ll?l univ?r?? ?f academia speaking acadamese instead of Engli?h ?nd th?? dont r??ll? know wh?t? happening in th? real world PhD m?d? m? ???r?r, with?ut m?n??, but ri?h?r in thoughts”. â€" Chim?m?nd?Ng?ziAdi?hi?, Americanah

The Language of Slavery in Jane Eyre Essay - 2609 Words

While Bronte’s novel is a story of one woman’s rise from dependant, patriarchal oppression to financial stability and emotional liberation, the narration of that story is often turns to the figurative representation of slavery. Bronte applies the metaphor of slavery to the domestic trials facing British women at the time. Time and again her narrative language turns to this device in order to draw parallels between slavery and other vehicles of oppression, namely gender and class. Just as the majority of issues in the novel are two-sided, the implications of these parallels are two-sided as well. Carl Plasa, Lecturer in English at the University of Wales College of Cardiff, clearly explains the dichotomy in his essay Silent Revolt:†¦show more content†¦During Rochester’s courtship of Jane she likens him to a sultan, saying: The eastern allusion bit me again: ‘I’ll not stand you an inch in the stead of a seraglio,’ I said; ‘so don ’t consider me an equivalent for one; if you have a fancy for anything in that line, away with you, sir, to the bazaars of Stamboul without delay; and lay out in extensive slave-purchases some of that spare cash you seem at a loss to spend satisfactorily here (267; ch.24). Jane is not reluctant to speak of slave-purchases if they are in Stamboul rather than Jamaica. Even with the integral connection the story has to Jamaica, Jane refuses to make a direct reference to the slave trade in that area. Rochester goes on to make clear references to Jane as being his slave, it is your time now, little tyrant, but it will be mine presently: and when once I have fairly seized you, to have and to hold, I’ll just--figuratively speaking--attach you to a chain like this (269; ch.24). By turning to the East, Bronte is incorporating the sexual dominance that goes hand in hand with slavery in that region at that time. This allows her to make a strong point and still suits her purpose b etter than the image of British colonization in the Caribbean, which carries more abrasive connotations. If Bronte had wanted to speak out in the name of the oppressed slaves of Jamaica she would have cast Bertha Mason in a better light. 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I feel as if this is what connects to Coetzee’s version. In Foe, Friday had no language to speak to Crusoe. The question is what is worse? Having no way to communicate, or taking away someone’s identity and culture to makeRead More A Historical View of the Victorian Governess Essay1369 Words   |  6 PagesA Historical View of the Victorian Governess    Although the governess serves as the heroine in Jane Eyre, she was not a popular figure in Victorian England. The governess did not have a social position worthy of attention (Peterson 4). Aristocratic and middle-class Victorians were not even sure how to treat the governess. She was from the same class, but her lack of financial stability made them view her as their inferior. 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Drugs Effects On High School Students - 1484 Words

Drugs’ Effects on High School Students It’s a well known fact that doing drugs as a student leads to dropping out of high school. It’s upsetting to many people that drug use can lead to a failed future. High school students’ amount of risky behaviors make them more vulnerable to the effects of drugs and these effects can damage multiple aspects of the student’s life, including their health, relationships, academics, and their future. A theory called the Problem Behavior Theory examines behavior structure for those at risk of drug addiction and suggests a risk behavior syndrome that includes cigarette smoking, alcohol, and other drug use (Zamboanga, Carlo, Raffaeli 1). Drugs like Marijuana, tobacco, cocaine etc, have a horrendous effect on users, and, unfortunately some users of these drugs tend to be used by high school students. For example, colleagues and Eaton found that among high school students, the number of risk behaviors has increased their likelihood of drug addiction and the experience of its down-spiraling effects. For several decades, the literature on adolescents has shown concern about health risks behavior in which teenagers engage. The drug used the most for boys is Marijuana, and the drug used the most for girls is tobacco. In high school, the excuse â€Å"Marijuana is not bad for you at all’ tends to be used frequently and this logic is false; Marijuana is bad for you, and so is tobacco. Marijuana has short-term effects that include having poor memory andShow MoreRelatedDrug Testing of High School Students1075 Words   |  5 PagesMandatory Drug Testing of High School Athletes Brandon had always wanted to play football for his high school team. He had always been one of the slowest and smallest boys in his grade. While in 8th grade, he was introduced to performance enhancing drugs. 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These athletes feel that steroids gives them the competitive edge that they think they need to boost themselves past the competition. Steroids have been used in bodybuilding and other sports since the 1950sRead More Anabolic Steroids and the High School Athlete Essay1495 Words   |  6 PagesAnabolic Steroids and the High School Athlete Anabolic steroid abuse has become a national concern among high school athletes. There has been a dramatic increase in the number of athletes using these performance enhancing drugs in high school almost double the number using since the 1980s. These athletes feel that steroids gives them the competitive edge that they think they need to boost themselves past the competition. Steroids have been used in bodybuilding and other sports since the

Taskin Ahmed Free Essays

What Is Globalization? Globalization is a process of interaction and integration among the people, companies, and governments of different nations, a process driven by international trade and investment and aided by information technology. This process has effects on the environment, on culture, on political systems, on economic development and prosperity, and on human physical well-being in societies around the world. Globalization is not new, though. We will write a custom essay sample on Taskin Ahmed or any similar topic only for you Order Now For thousands of years, people—and, later, corporations—have been buying from and selling to each other in lands at great distances, such as through the famed Silk Road across Central Asia that connected China and Europe during the Middle Ages. Likewise, for centuries, people and corporations have invested in enterprises in other countries. In fact, many of the features of the current wave of globalization are similar to those prevailing before the outbreak of the First World War in 1914. r Is it the integration of economic, political, and cultural systems across the globe? Or is it Americanization and United States dominance of world affairs? Is globalization a force for economic growth, prosperity, and democratic freedom? Or is it a force for environmental devastation, exploitation of the developing world, and suppression of human rights? Positive impacts of Globalization Globalization is the new catchphrase in the world economy, dominating the globe since the ninetie s of the last century. People relied more on the market economy, had more faith in private capital and resources, international organizations started playing a vital role in the development of developing countries. The impact of globalization has been fair enough on the developing economies to a certain extent. It brought along with it varied opportunities for the developing countries. It gave a fillip for better access to the developed markets. The technology transfer promised better productivity and thus improved standard of living. How to cite Taskin Ahmed, Papers

Michigans Natural Disasters Essay Example For Students

Michigans Natural Disasters Essay Disasters, What you Need to Know About Them Every day there are natural disasters all the time occurring all around the world. They are something that we cant help, but we can be aware of them and what to do if one occurs near you. Tornadoes are common during Michigans Spring months. They are usually smaller than other places, but they still can do lots of damage. The safest thing to do is to go to the lowest level of the building that you are in. If there is no basement, get shelter in the center of the building away from any windows such as a broom closet. This will also apply for major thunderstorms that can produce large hail, strong wind, and lots of lightening. Wildfires are common in Northern Michigan, but they usually only occur in forests. They are very destructive and there is one major way to stop them. The best way to stop a wildfire is to make sure that you keep long dead grass and bushes gone, so the fire will not spread. They are usually very small in Michigan, but some of the major wildfires are located in California. Earthquakes are occurring everywhere. Most earthquakes are so small that you cant feel them. In case of a large earthquake the safest thing to do is to get under a door frame or a sturdy table and if you are in the city dont go outside. You have the risk of getting hit by a falling power line. Many major earthquakes occur in the West Coast, but some small ones can be felt almost everywhere every 10-20 years. Michigan has nothing to worry about when it comes to earthquakes. Hurricanes are very powerful. In some cases, the only way to be safe from large hurricanes is to leave during a hurricane warning. The powerful ones sometimes can destroy almost anything, but really weak ones are safe for people in their homes. Make sure you pay attention to a local television station or radio station to see how bad it will be. Michigan has a few very very small earthquakes every once and a while, and a few tornadoes in the spring and summer, and even some wildfires, but Michigan is a much safer place to live rather than other states, because if it does have natural disasters, they are very rare, and even very weak. .

The Idea of Belonging in Hillbilly Elegy by J.D. Vance, Between the World and Me by Ta

The Idea of Belonging in Hillbilly Elegy by J.D. Vance, Between the World and Me by Ta-Nehisi Coates and â€Å"The Search for My Tongue† by Sujata Bhatt Essay Many people consider themselves belonging to certain groups. For example, someone may belong to a country club, a team, or club. Each of these groups have something in common; the power of how influential they can be on a person. On a team, it is expected to set aside your time for games and practices. By having these commitments, you suddenly base your whole life off of them. This is a part of belonging. Belonging comes with many expectations and consequences, though it also causes people to feel things they can only feel by belonging. Through the book Hillbilly Elegy by J.D. Vance, he faces the many consequences of living the hillbilly lifestyle in his childhood but then gains a new perspective on his life as he matures. In the book Between the World and Me by Ta-Nehisi Coates, Coates struggles with his background and identity as he picks out bit by bit how much is really going on in the world within African American culture. Within the poem â€Å"The Search for My Tongue† b y Sujata Bhatt, Bhatt describes what it is like to truly identify as her native self rather than an ethnic English speaking woman who submerged herself into the English culture. The idea of belonging does not only refer to belonging to a physical place; belonging is what is felt within that gives a sense of security and comfort. We will write a custom essay on The Idea of Belonging in Hillbilly Elegy by J.D. Vance, Between the World and Me by Ta-Nehisi Coates and â€Å"The Search for My Tongue† by Sujata Bhatt specifically for you for only $16.38 $13.9/page Order now Influencers change feelings and ideas towards the place of your belonging. In Hillbilly Elegy, J.D. Vance was poorly influenced by his parents when he was young and naive. Unexpectedly, one of the most influential people in his life was his Mamaw. Despite her pregnancies as a young teen and rickety hillbilly attitude, she was Vance’s crutch to lean on in the darkest moments of his youth. Through all of the out lashes from his mom and worries about school, Mamaw was always there to pick him up and give him a new perspective on his struggles. Mamaw believed in Vance, seeing that he was definitely not the one to live his own hillbilly lifestyle. She often remarked that if anyone in our family made it, it would be me. (129) Mamaw enforced self-dignity into Vance because she saw his potential that no one else had ever seen out of his hometown of Middletown, Ohio. In Coates case, one of his influences was the death of Trayvon Martin which he references in Between The World and Me. M artin was an innocent African American boy shot by a police officer and died, which soon brought a lot of attention towards the ideas of extreme racism and unnecessary fatalities of young African Americans. â€Å"†¦Racism is rendered as the innocent daughter of Mother Nature, and one is left to deplore the Middle Passage or Trail of Tears the way one deplores an earthquake, a tornado, or any other phenomenon that can be cast as beyond the handiwork of men. But race is the child of racism, not the father.† (7) Coates even refers back to the earliest examples of racism, such as slavery and the Middle Passage that has an immense impact on the self-acceptance of African Americans and their skin. Coates no doubt has pride in his colored skin, though he fears what ideas young minds get when they learn about situations such as Martin’s. Coates provides us with these examples of racism in real life, real people situations to give a sense of security and comfort to the fut ure of African Americans rather than being afraid to belong. .ube761dc5541783b55073b7835d7fe58d , .ube761dc5541783b55073b7835d7fe58d .postImageUrl , .ube761dc5541783b55073b7835d7fe58d .centered-text-area { min-height: 80px; position: relative; } .ube761dc5541783b55073b7835d7fe58d , .ube761dc5541783b55073b7835d7fe58d:hover , .ube761dc5541783b55073b7835d7fe58d:visited , .ube761dc5541783b55073b7835d7fe58d:active { border:0!important; } .ube761dc5541783b55073b7835d7fe58d .clearfix:after { content: ""; display: table; clear: both; } .ube761dc5541783b55073b7835d7fe58d { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ube761dc5541783b55073b7835d7fe58d:active , .ube761dc5541783b55073b7835d7fe58d:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ube761dc5541783b55073b7835d7fe58d .centered-text-area { width: 100%; position: relative ; } .ube761dc5541783b55073b7835d7fe58d .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ube761dc5541783b55073b7835d7fe58d .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ube761dc5541783b55073b7835d7fe58d .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ube761dc5541783b55073b7835d7fe58d:hover .ctaButton { background-color: #34495E!important; } .ube761dc5541783b55073b7835d7fe58d .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ube761dc5541783b55073b7835d7fe58d .ube761dc5541783b55073b7835d7fe58d-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ube761dc5541783b55073b7835d7fe58d:after { content: ""; display: block; clear: both; } READ: Autism in Infants EssayMany people believe that you should â€Å"never forget where you came from†. It is tempting to conform and assimilate into other cultures, though your roots will always come back. In â€Å"The Search for My Tongue†, Sujata Bhatt expresses the struggles she faces with remembering her native language but living her everyday life using her foreign language, English. She does not fully forget her native language, it does come back in small doses, though it is never forgotten. But overnight while i dream it grows back, a stump of a shoot grows longer, grows moist grows strong veins† (lines 16-17). As she expresses, Bhatt’s native language is like no other to her. This language identifies her and always leads her back home no matter where in the world she is, to where she belongs. Perhaps if her feelings of belonging did not pertain to the language then she would move on to find that she belongs elsewhere, though that is not the case. Instead, this is the case for J.D. Vance. As much as he strayed away from the hillbilly lifestyle after the Marines and Ohio State, he will never forget how much he enjoyed a few hillbilly customs. â€Å"The wealthy and the powerful aren’t just wealthy and powerful; they follow a different set of norms and mores. †¦I took a Yale friend to Cracker Barrel. In my youth, it was the height of fine dining—my grandma’s and my favorite restaurant. With Yale friends, it was a greasy public health crisis.† (188) Even as a Yale Law student and all he has gone through, Vance still finds himself in a Cracker Barrel becau se it had such a positive impact on him when he was younger. There were not many special things in his life though Cracker Barrel with Mamaw was something memorable for him. Both Vance and Bhatt find comfort within miniscule parts of their past belonging. This guides them to find their true belonging that they could not find before due to their circumstances. It is easy to lose yourself if you force yourself into somewhere that you do not belong. For someone with no concept of identity, it is merely impossible to find your belonging. Coates did not fully develop his identity until he put all of the pieces of the puzzle together of racism towards African Americans. It was very uncomfortable for anyone of color to be immune to these sort of tragedies and events that were uncalled for. The entire narrative of this country argues against the truth of who you are. (99) By thoroughly dissecting the events that took place during Coates late teens and early twenties he discovered that within this whole mess he really could not be bothered. No matter how he identifies himself, what opinions he has, or how he presents himself there will always be someone to say something bad about you. If the truth is you are gay, then you are gay. You belong to the LGBT community. There will be many people who celebrate you, but there will always be an overwhelmin g amount of people who will harshly criticize you. It is how the world works. Vance, for example, was harshly criticized and thrown around by his parents. They were absolutely unsupportive and abusive when he innocently spoke to them about any accomplishment or aspiration of his. †¦but without my attitude, my childhood homes would have consumed me (246) Vance never had a true picture of â€Å"home† as a place in his head. Home was where he was treated horribly, and the location changed so often that the only place he could consider a home was Mamaw’s. Despite unstable, unhealthy environments Vance and Coates both feel free to identify as whatever they feel since they were restricted from that in their youth. .uc27cffa2715cbad6481c1c9a04539c8a , .uc27cffa2715cbad6481c1c9a04539c8a .postImageUrl , .uc27cffa2715cbad6481c1c9a04539c8a .centered-text-area { min-height: 80px; position: relative; } .uc27cffa2715cbad6481c1c9a04539c8a , .uc27cffa2715cbad6481c1c9a04539c8a:hover , .uc27cffa2715cbad6481c1c9a04539c8a:visited , .uc27cffa2715cbad6481c1c9a04539c8a:active { border:0!important; } .uc27cffa2715cbad6481c1c9a04539c8a .clearfix:after { content: ""; display: table; clear: both; } .uc27cffa2715cbad6481c1c9a04539c8a { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uc27cffa2715cbad6481c1c9a04539c8a:active , .uc27cffa2715cbad6481c1c9a04539c8a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uc27cffa2715cbad6481c1c9a04539c8a .centered-text-area { width: 100%; position: relative ; } .uc27cffa2715cbad6481c1c9a04539c8a .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uc27cffa2715cbad6481c1c9a04539c8a .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uc27cffa2715cbad6481c1c9a04539c8a .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uc27cffa2715cbad6481c1c9a04539c8a:hover .ctaButton { background-color: #34495E!important; } .uc27cffa2715cbad6481c1c9a04539c8a .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uc27cffa2715cbad6481c1c9a04539c8a .uc27cffa2715cbad6481c1c9a04539c8a-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uc27cffa2715cbad6481c1c9a04539c8a:after { content: ""; display: block; clear: both; } READ: Performance management EssayThe idea of belonging does not only refer to belonging to a physical place; belonging is what is felt within that gives a sense of security and comfort. The true beginning of belonging is to realize that no matter how you identify, there will always be a critic. If you truly identify as something, then that is your true identity that no one has control over. No matter where life takes you, you will always find your way back to your roots. There are certain people in your life that know much more than you ever will through experience; which is why you need to take their knowledge and make the best sense of it to you. No matter what, you are the o nly person that can feel your feelings and know where you belong.

Critical Thinking And Effective Writing Example

Critical Thinking And Effective Writing Example Critical Thinking And Effective Writing – Book Report/Review Example Teacher Shared value The article is a timely read particularly during the trying times of ABC Corporations. The idea of shared value brings about a wave of business innovation and growth, the kind of profit that create societal benefits and therefore more durable and long-term. This is the kind of business perspective which the company needs particularly in this trying times that it may not only allow the company to overcome its present challenges but also to prevail over them. The principle of shared value involves a â€Å"creating economic value in a way that also creates value for society by addressing its needs and challenges.† It means that we have to strike a balance between serving the needs of society and addressing the need for companies to profit. The idea of making profit must be expanded to include the welfare of other stakeholders in the value creation such as suppliers, employees and the greater public. Companies must not dwell on the narrow perspective of merel y raking in huge profits by squeezing suppliers and relying on outsourcing to push down cost and at the expense of people society. Such mindset is short term and is the culprit why people are skeptic of business organizations. This does not mean that we forgo profit. Profit is important for companies to remain viable and part of its profitability is efficiency. But instead of making a trade-off between making a profit and serving society, companies should instead create societal value by â€Å"reconceiving products and markets, redefining productivity in the value chain, and building supportive industry clusters at the company’s locations†. This only meant a new thinking about business of looking new ways to operate it that strikes synergy and enhances productivity or in short, to become innovative and creative allowing business to make profit with higher social purpose. Work Cited"Creating Shared Value." Harvard Business Review. January 1, 2011. Accessed February 15, 2015. https://hbr.org/2011/01/the-big-idea-creating-shared-value.

The impact of stock market volatility on monetary policy Dissertation

The impact of stock market volatility on monetary policy - Dissertation Example This section presents the results of the estimation. In table 1 we present the results of running regression specifications (1) and (2) using OLS and GMM instrumental variable estimation. We have used the S and P 500, Dow Jones as well as the FTSE 100 indices as measures of stock market prices. All three have been included to verify whether the results obtained are robust to changes in stock market indices. For the GMM estimation, lagged values of inflation and the output gap have been used as instruments. Finally, we have incorporated a recession dummy in the 2nd specification. This dummy variable takes the value 1 for all quarters between 2007 Q3 and 2009 Q4. In table 1, the 1st column presents the results of running a simple OLS regression on equation (1). The intercept and the coefficient on inflation are positive and significant. However, the coefficient on the output gap, although quite large is not statistically significant. Thus, from the 1st column where the estimation was c arried out of equation (1) we find that the interest rate responds only to the inflation. It does not respond to the output gap. Also, from the last row which presents the Wald test statistic which tests the hypothesis ÃŽ ² = ÃŽ ³ = 0.5, we find the statistic is highly significant. So, the null hypothesis is rejected by the 1st model.   In column 2, the results of estimating the OLS specification (2) are presented. The wald test statistic is 89.25 which is highly significant.... This translates into the query of whether equity price levels as measured by indices such as the Dow Jones or the Standard and Poor 500 should be targeted explicitly by monetary policy or not. Most macroeconomists however are of the opinion that pursuing these queries is not worthwhile since targeting stock market prices requires identification of what the fundamental prices of an asset is before the extent to which the actual price has deviated from the fundamental or target price can be identified. In other words, ex-ante identification of a stock market bubble is extremely difficult. Since the fundamental price of a stock is not verifiable then the nature of deviation of actual prices remains unverifiable as well (Shiller, 1989; Salge, 1997). Bubbles, i.e., increase of prices steadily above fundamentals can be identified ex-post. In hindsight it is clear that the Nasdaq rise or the steady rise in Japanese asset prices in the late 1980’s were such bubbles. But during the res pective phases these movements were not convincingly identified as anything other than reflecting fundamental price dynamics. Therefore under these difficulties of recognising stock market volatility in real time the true complexity of asking what the reaction of monetary authorities should be becomes clear. One possible direction suggested in literature is to make the simplifying assumption that the monetary authority is aware of the presence of a bubble and realizes that the collapse of the bubble is imminent. Post-collapse prices will revert back to the fundamental levels. Then ask what the appropriate reaction of the monetary authority should be under such assumptions. (Blanchard, 2000) Opinion among economists

Access to Health Care in Canada Research Paper Example | Topics and Well Written Essays - 1500 words

Access to Health Care in Canada - Research Paper Example These include personal as well as corporate taxes, sales taxes etc. Provinces have the power to charge a huge premium to Canadians to help in providing health care services.This does not mean that absence of a premium will limit access to necessary medical health services for an individual. The basics including public health care access to a family doctor, emergency care, basic hospital treatment, sanitation, guard and treatment of infectious diseases and related education. With assured access to public hospitals and physician services, each province can decide whether to cover supplementary benefits, like dental care and drug coverage (Duckett&Peetoom, 2013). A health card is issued to every enrolled Canadian with no involvement required in billing and reclaim. Dental and vision health care, physiotherapist, massage therapies, chiropractic treatments are not covered but insured by employers through private companies, physiotherapist, massage therapies and chiropractic treatments (Health Canada, 2012). Canadian health care policy, as of 1984, is established in respect to insured health services and extended health care services, which are provided under the provincial law after a full cash contribution (Fierlbeck, 2011). The principle of this law is to provide a health care system that is universally available to permanent residents, is without income barriers, has comprehensive coverage, is portable within Canada and elsewhere and is administered publicly. Currently, Canadian health policy focuses on Pandemic preparedness, immigration-caused diversities, aging, new biological advances and climate change (Fierlbeck, 2011). 1. Aboriginal health policy: Aboriginals’ lower health status is improved via provinces/territories and the Federal Government funds through Canadian health transfer (Fierlbeck, 2011). Human Resources and Social Development Canada (HRSDC) helps strengthen the ability of disabled Aboriginal people to compete in the Canadian job market and providing various health-related home care services such as case management, nursing care, in-home respite care and personal care.

Dell Financial Statement Analysis of Profitability Ratios

Dell Financial Statement Analysis of Profitability Ratios Introduction Dell is a transnational corporation that develops, manufactures, sells and supports personal computers and other computer products. It came into success during the 1980s and 1990s and became the largest seller of personal computers and servers. The main difference between Dell and it competitors is that Dell sells its products directly to customers. They do so in order to better understand customers needs and provide the most effective computing solutions to meet those needs and this make Dell so unique. Furthermore Dell uses configure to order approach which means that they deliver computers configured to special customer specifications. To minimize cost just-in-time approach is implemented. Dell maintains a negative cash conversion cycle(CCC) because it uses a direct-sales model via the internet and the telephone network and receives payments for the products before it has to pay for the materials. Other very important aspect is that Dell uses pull system by building computers only after customers place orders and by requesting materials from suppliers as needed and so they avoid overproduction. Dells major competitors are Apple, Hewlett-Packard, Samsung, Sun Microsystems, Gateway, Lenovo, Sony, Acer, Toshiba and Asus. Dell stocks are trading on the NASDAQ stock market and Dell belongs to Information Technology Industry (Computer Hardware). Financial statement analysis Profitability ratios Comparing Dells and industrys operating margin, Dells is relatively larger. That means that Dell earns more per dollar of sales than industry. Same is with the 5 year average. Net profit margin is higher as well during the 2009 and 5 year average. That means that Dell generates more profit for every dollar it generate ­s in revenue or sales and of course it is a good signal for the investor as well. Dell has higher gross profit margin comparing to the industry both in recent year and 5 year average. That means that Dell is financially healthy and has a bigger proportion of money left. Return on assets is higher as well comparing both recent year and 5 year average, indicating that Dell has an efficient management and that company is able to generate more profit with its assets. To sum up all indicators shows that Dell performs better comparing to the industry, same in the short-time and in the long-time. Financial strength Dells current ratio comparing to the industry ratio is 0.28 less but still companys current ratio is larger than 1 and that means that company can easily meet short-term debt obligations. So Dell is in relatively good short-term financing standing. Since we could not find the industrys total debt to equity ratio we took Apple Company which is Dells competitor and belongs to the same industry to compare it to the Dells ratio. Dells total debt to equity ratio is 5.2 while Apples is only 0.95. Its a huge difference and it is obviously seen that companys have different management approach. Talking about Dell this kind of total debt to equity ratio can be a little bit frustrating because company with a higher debt/equity ratio may be riskier, especially in times of rising interest rates due to the additional interest that has to be paid out for the debt. But since now interest rates are at all time low, there is not a big issue, of course we need to have in mind that sooner or later interest rates will be changed and it will affect companys performance if it dont manage its debts or increase shareholders equity. We couldnt find industrys quick ratio as well, so we used Apples ratio to compare with. Apples quick ratio is 1.59 which is considerably higher than Dells 1.05. That means that Dell has less ability to use its near cash or quick assets to immediately extinguish its current liabilities To sum up Dell in financial strength didnt perform as good as in the profitability. Of course we should take into account that both companies are fallowing different strategies and overall Dells figures are not bad but should be improved to attract more investors. Growth rates Since we couldnt find industrys earnings per share average we used Apples EPS as the measure to compare with our company. Dells EPS is 1.27 while Apples 0.69. That indicates that Dells stockholders retains more earnings than Apples and its a good signal for the investor. Dell has a higher positive beta comparing to the industry. That means that stocks generally follows the market and has higher response to the market change. We think that in this time its generally good, because after credit crunch market will eventually stabilize and return to its previous positions. Dell pays no dividends because company are buying backing its stocks. Generally its a good signal for the investors because its a signal of confidence. Buy backs also increase demand for stocks driving up prices and by taking shares out of the publics hands, buybacks make earnings-per-share look better, since there are fewer shares among which to divide profits. To sum up Dell in growth rates performs well and has all attractive ratios for the investor. Fundamental analysis shows that Dell performs very well in profitability and growth rates. On the other hand it should increase its financial strength. Overall Dell seems to be good investment. Now we should examine when its the right time to buy dells stocks both for the short and long times. We will ground it by technical analysis. DuPont analysis ROE had the biggest return in 2006 and decreased sharply in 2007 because of the financial crisis. The average ROE during the 5 year period is 0.66 and Dell probably will seek to increase its REO to attract more investors. Technical analysis To analyze Dell as the investment opportunity its not enough just to rely on the fundamental analysis, so we decided to do some technical analysis to determine is it the right time to buy stocks of the company. Graph below shows the trend of the Dells stocks: Source: Nasdaq As you see now it is not the right time to buy Dells stocks. Price of the stocks break through the lower support line and decreased. We dont think that its due to companys financial stability or other major factors related to the company. For short-term investment we could recommend to wait until trend will reverse. Furthermore Dell predicts higher demand for the next year due to stabilization of the world economy, and that of course will increase shareholders equity. We think that if the world economy will stabilize and we already have indicators showing that and there will be no W shape recession Dell stock as the long-term investment is considered as good investment. Individual case analysis Capital Structure There are some possible ways how to use Debt and Equity data to get an informative info about capital structure, so to be more informative will show three charts in which there several possible ways to check how capital structure are placed. As is seen from chart Debt / Equity, debt is higher than equity and this leads to: company is aggressive in financing growth with debt. This growth expansion by issuing debt may effect on future profitability high interest expense. Debt / Equity ratio is falling down in 2009 it is good information, cause in 2008 economical turndown, debt has in proportion to equity decreased which means in more difficult times Dell have reduced risk of default. Interesting information could be taken from Debt / Market Capitalization proportion changes. As can be seen from graphs that comparing market value of a company and equity value from balance sheet, market valued company many times more than it actually is in balance sheet. This could be a signal to be more careful on investing in Dell, because it seems that Dell market price is overvalued. And in 2009 market capitalization of a company has been less then debt is it is very bad signal, but on the other hand market capitalization is going by the trend to get closer to equity value. Dell currently have long term debt by issuing bonds in the bond market, all of which are rated in A, it is in category of investment level. Longest bond maturity date is 2038-04-15. Coupon differs from 3.38% till 7.1% correlates to maturity date. Weighted Average Cost of Capital for Dell is extremely high 38%, the biggest impact of high WACC value is made by very high cost of equity which is based on calculation of ROE. ROE = 65%. High WACC shows high risk probability, increases risk of insolvency. From WACC point of view there must be issuing new debts to repurchase equity, cause by now equity requires big interests expenses. In today situation there is other sources for lower prices of debts than equity holders supplying. Payout policy One-way oriented payout policy Payouts are often called dividends. But not only dividends could be a form of companies payout, companies can repurchase its shares, and it will be called payout. As data showed Dells board of directors made a decision not to pay dividends. Company is only repurchasing its shares. It could be a signal for investors that shares are undervalued. Retained earnings and payout. From 2005 to 2009 Dells retained earnings more than doubled, from 9174 millions to 20677millions. but payout sum havent changed, and for all these 5years it was above 3000millions only in 2005 it skyrocketed to 6000millions. (See Dell balance sheet) Shares repurchases As one of the Dell corporation officers argues, Dell uses only shares repurchase as payout because of business climate. Company is located in climate which requires permanent growth. So Dell needs to invest in order to be competitive in laptops market. Shares repurchases also has same advantages over a dividends. Firstly repurchase of shares helps to reduce opportunity of dilution, or even eliminate it. Secondly it is easier for Dell to balance return for shareholders with other business objectives. And finally it gives more flexibility for shareholders to make a decision then they want to withdraw their investment. Also where some disadvantages of shares repurchases as: There could be some agency conflicts inside the company, if managers have same inside information which is unknown for other share holders they could repurchase shares for less value than intrinsic value of the shares. Shares repurchases can negatively affect liquidity of firms stock, because the will be decrease in shares outstanding. Shares repurchases can also be a result of penalties, because government or other responsible organizations can view shares repurchases as way to help shareholders to avoid taxes. It can also be a negative signal of firms future growth. Key competitors payout policies IBM IBM is one of two key competitors for Dell. Its payout policy differs from Dell, IBM pays dividends for shareholders and also repurchases shares. One of the main reasons why IBM pays dividends could be its revenues which are almost twice as big as Dells. (see table1a, table1b) HPQ HPQ second of Dells key competitor. HPQ also as IBM pays dividends to its shareholders, but amount paid in dividends is two times smaller than IBM. So companies payout policy is the middle compared with IBM and Dell payout policies. (See table2) Dell Company has long term debt. Long term debt is at the moment much bigger than in recent years. In 2009 April, Dell sold 500 million notes, later in June they sold 1 billion worth of bonds. This explains why Dell long term debt is much bigger than in recent years . In comparison Apple had no long term debt in recent years. Apple company has a lot of cash so they do not need to release new bonds and increase long term debt. Dell is an American company which as many other companies hold their part of cash outside the US. Dell chose to access capital markets in order to supplement liquidity ratio in the United States. By accessing the capital markets Dell needs to raise its long term debt. Dell also believes that its share repurchasing is good for the company, that increases operating leverage and this keeps shareholders happy to, so they spend a big part of long term debt for share repurchasing. As we see from the graph in period from 2005-2008 long term debt was not changing dramat ically. In 2008 long term debt was smaller than in last 3 years. One of the main reasons why it was lower is, that Dell was suffering from interest expenses, so they decided to repay their loans and buy back some of bonds in order to decrease interest payments. Company released coupon bonds as well. There are 7 types of bonds, all of them have A rating, and that means that these bonds are high quality. Bonds differ by coupon worth, price and maturity. Dell .GH has the longest maturity (until 2038). All bonds are callable, and that means that the issuer can redeem the bond before the maturity. These bonds most time have higher coupon rate. Short term financing Net working capital during 2005 2008 didnt change a lot, with the average NWC of 1971 million dollars, but in 2009 NWC increased dramatically nearly four-fold comparing to net working capital of 2008. To understand why Dell had such a huge increase in net working capital we need deeper investigation of its Balance Sheet. During 2007 2009 Total Current Assets increased only by 212 million dollars, so its not the driving factor which led to such huge increase in Net Working Capital, but on the Current Liabilities side a situation is different. Accounts payable decreased by 3183 millions dollars to 8309 millions by 2009 and it was the main factor which led to decreased current liabilities and furthermore an increase in Net Working Capital. Other factors like accrued expenses, notes payable, and other current liabilities decreased as well, but they played only a minor role due to a small amount of decrease. Looking at Net Working Capital, we could strongly say that Dell NWC increased due to decrease in accounts payable, which is a good signal to the investors. Dell maintains a negative cash conversion cycle(CCC) because it uses a direct-sales model via the internet and the telephone network and receives payments for the products before it has to pay for the materials. Looking at the last two years Dell improved its accounts payable and decreased to 60 days. Accounts receivable has improved as well to 28 days. Due to its improvements CCC has decreased. If we exclude years 2007 and 2008 as the abnormal receivables and payables due to the financial crisis, average accounts receivable will be 27 days, and accounts payable 73 days. From these calculations we can strongly say that Dell improved and that company will try to keep these figures stable, or improve even more. Industries receivable turnover is 6.17 (source:http://www.reuters.com/finance/stocks/financialHighlights?symbol=DELL.O) while Dells 9.48 in 2009. This implies that Dells collection of accounts receivable is more efficient comparing to the industry average. Industries inventory turnover is 10.26 (source: http://www.reuters.com/finance/stocks/financialHighlights?symbol=DELL.O) while Dells 57.84 in 2009. Comparing to the industry level, Dells inventory turnover is five-fold bigger. That may mean that company is not keeping enough inventories to meet demand. This could equate to loss of sales. But because Dell proceeds its orders only after customers place orders and by requesting materials from suppliers as needed they avoid overproduction, so high measure of inventory turnover doesnt mean that Dell is in trouble unless other companies which supply Dell with materials will struggle to meet Dells demand But that is another case. To sum it up, I think that Dell manages its working capital well, and performs in most of the cases better than the industry average. Furthermore Dell uses configure to order approach which really helped them during the crisis to avoid overproduction. Dell Net Working Capital increased dramatically and Cash Conversion Cycle decreased almost by the half. All these figures are good signals for the investors. Following the company as financial analyst Since 2005 Dells prices slightly started to fall. Even though there were periods when it lifted, the whole trend was shifting down until it plummeted during end of 2008 and the beginning of 2009. From this period company slowly recovered. However at the end of November prices dropped again. In this article stock values during September-November 2009 and major factors affecting it are described. There are also comparison of Dell with other companies, future prospects and solutions for investors included. Using a weekly review of prices following findings were made. Graph above was made by using weekly prices (in dollars) At the beginning of September stock prices started to rise quite significantly till it reached 16.6 in day 8. Then the growth became smaller and from 16.69 in day 14 it dropped to 15.04 at the end of the month. October hadnt been too promising either. At the beginning there was a rise to 15.81 then followed by slight fluctuation stock value dropped from 15.48 in day 19 to 14.45 seven days later. November seemed to be inspiring at first when the trend started rising, but then it dropped from 15.4 at day 9 to 14.29 at day 16. Towards the end of the month trend was pretty much stable, however still slightly decreasing and reached the point of 14.12 at November 30. The graphic shows some fluctuations during these three months. However after each major rise in stock price there is a lot bigger fall which determines the decreasing trend in the whole period. Stock value due to given time span lessened by 1.57. By looking from a bigger scope (the whole 2009 year) stock prices were reaching a peak during these three months which was at September 14th. However an eight month climb in stock prices slackened and continues to head down. There are few main events affecting the trend of stock prices shown in the graph. One of them is acquisition of Perot Systems the other is Dells lost position in worldwide sales from 2nd place to 3rd and the last one is sharp drop in PC sales. The agreement of Perot Systems acquisition on September 21 shows Dells willingness to expand in business and get some market share from IT services was a good sign to investors. It was a move made against Hewlett-Packard (HP) which also used this kind of expanding strategy by acquiring another service company, Electronic Data Systems Corp. This reflects that hardware industry is not as profitable as services. However Dell expects to gain earnings from this deal only at fiscal year 2012. This event hadnt boosted the price of shares significantly but at least helped keeping it from dropping even more. Dell gave its position in worldwide sales and production of PCs to Acer and it made the company lose some of its market share. This was due to strategy not to lower the prices too much even though its market share can suffer. Thats how company wanted to increase profitability. Its worth mentioning that Dell had increased sales internationally. In China, India, Brazil and Russia it was up 18 percent. China is Dells second-largest country in terms of revenue, sales there increased 20 percent. However this did not help much in keeping companies position in worldwide sales. At the end of November a big decline in PC sales appeared. This made Dells stock prices plummet. Dell has been hit by economic crisis just like other brands in computer industry. The only difference is that this particular brand has problems getting back its wellbeing even at the recovering of the IT sector. Companies like Hewlett-Packard, Apple, Acer and some others start to feel the improvement of market conditions and during November had bigger than expected profits. This was influenced by boosting their presence in retail stores and also by the popularity of so called netbook computers that mostly supplemented Acers wallet. The reason why Dell recovers so slowly is its target market. Company focused on corporations and large government agencies that had tightened their spending even at economic recovery and the demand for PCs isnt as robust as hoped. Since these customers made up to 80% of Dells revenue, loss in earnings was substantial. This benefitted Dells rivals and shaped the market by making HP top seller of PCs worldwide. Acer advanced to the second place and pushed D ell to third. Now Michael Dell CEO of company is starting to put some effort to expand Dells presence in consumer PCs sold in stores to improve its condition. When comparing Dell with its competitors big difference in their stock price can be seen. For example when looking at share price of HP during September-November there had been an increasing trend that rose by 3.96 at the end of period when looking at weakly closing prices. Apple had also boosted stock value that lifted from 170.31 to 199.91 during these three months. There are more examples of increasing value of companies in IT sector unfortunately Dell is not joining them. In future Dell market position should start recovering. Firstly the acquisition of Perot Systems should lead to an expansion not only in hardware but also in IT service niches. Also company announces to increase its earnings in short future, but mainly they are hoping to boost sales in holidays which might lead just to a seasonal uplift. Company started to change the ways of making and selling PCs by focusing on contracting the retailers and manufacturers instead of doing everything themselves. Expanding acquisitions is also the goal towards reaching more profitable markets. The release of a new operating system Windows 7 according to Dell CEO Michael Dell will hopefully also increase the sales due to positive views towards it. There seems to be many changes and factors that could help Dell to recover its wealth again. According to the trend of historical stock prices, taking into account the position of Dells competitors and considering changes that have been and will be made in the future the following solutions for the investors have been made: The stocks should not be acquired by investors that seek to gain earnings in short term and who want to invest lets say for 6-8 months and then sell their basket (a proposition also made by Jayson Noland, a senior analyst at investment firm Robert W. Baird), because there is a possibility for them to lose earnings due to down sloping trend in share price. However there can be boost in sales of PCs during holidays that can increase earnings, but this would only be a seasonal uplift. Long term investors can benefit from buying Dells shares. The price is relatively cheap comparing to other hardware producers and sooner or later the company is going to recover and bringing profit to shareholders. The only question is how long will it take for it to recover completely. Existing investors that already bought Dells shares should not panic, keep the stocks to themselves and wait for Dells recovering. By selling shares now most of them will definitely lose money and the opportunity to retrieve their accumulated earnings. There is another possibility. Investors could focus on companies in PC industry that are more successful and stable than Dell. For example HP. The price of shares is bigger, but so is the opportunity to gain wealth. In conclusion Dells financial situation comparing to other companies in IT and hardware industry does not look very good. High expectations didnt come true, but there is still a possibility to recover. By expanding to other fields and restructuring operations Dell will be able to stand on its feet however this might take several years to happen.